Markets scare me, but inflation does to, how do I save for the future?

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Category: Sterling Wealth

In order to be able to retire, your capital needs to grow in real term (inflation adjusted returns), hence why can’t sit in cash, as over the long run, cash does not provide inflation adjusted returns. Risk assets such as equities and bonds do give you inflation adjusted returns over the long run but are a lot riskier in the short run. A financial advisor will discuss you risk appetite, your liquidity needs and will recommend a portfolio of different asset classes and funds that will suit your short term and long-term needs.

For more information kindly contact Joanne Baynham at

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