This is a very complicated answer and one that you would need to get financial advice and tax advice on. There is no one answers to fit all scenarios. However, what is true, is if you do plan to emigrate than retirement annuities are not a good savings plan and the money is locked up for 3 years, until SARS is happy that you are no longer a SA taxpayer.
For more information kindly contact Joanne Baynham at Joanne@sterlingwealth.co.za
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